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Adventure Sports Travel Insurance

Red Bull s slogan is “it gives

Laying on the beach with a cocktail in one hand and a book in the other is not everybody's idea of the perfect holiday.

Adventure sports holidays, where travellers get a chance to try their hand at new and challenging activities, whilst keeping fit at the same time, are becoming increasingly common.

Travel cover and adventure sports

If you are the kind of holiday-maker that seeks thrills through outdoor adventure, you'll need to rein in the risk when it comes to buying your travel insurance.

Standard travel insurance policies will cover some level of activity - for example, camping, easy trekking and modest sports such as archery. But anything slightly more extreme than this, such as climbing, jet skiing, scuba diving and zip lines between trees (even with a safety harness) may not be covered as standard.

And, of the sports and activities that are covered, it may only to certain extremes - for example, hiking to a set altitude of 2, 000 metres above sea level; scuba diving but to no deeper than 30 metres; skiing but not off-piste, and white water rafting but only to a given ferocity of white water which will be graded in advance.

And all travel insurance policies are likely to state that, in any of these cases, you need to be accompanied by a qualified instructor.

If after reading the small print you discover that even a generous travel insurance policy in terms of its risk does not fit your needs, it's time to shop around for specialist adventure sports travel insurance.

Adventure travel insurance

Adventure sports travel insurance is offered by specific insurers that are experienced in this kind of risk and which tailor their insurance products to suit.

It follows of course that the premium you pay for your travel insurance will be a lot more expensive.

However, versus the potential tens of thousands of pounds in medical expenses and repatriation costs back to the UK in the event of a serious accident, the premium will seem like pocket change. In fact, even compared to the cost of the holiday, it's a very small sacrifice.

Extreme sports travel insurance

Listed sports and activities even with specialist adventure holiday insurers still fall into categories of risk. For example, shark cage diving, canyoning, potholing, tobogganing and 'class five' white water rafting might be categorised in a higher risk band than bungee jumping, rock climbing and abseiling.

Again, the more dangerous the sport, the higher your premium will be.

How to use adventure sports insurance

Have a clear idea of what sports and activities you will be taking part in before you set off.

If, caught up in the excitement of the moment, you want to try something more risky some more specialist adventure sports travel insurers will allow you to call and add this activity onto your policy on the spot.

However, in the majority of cases, this will not be possible so make sure you are thorough and realistic in your application.

And, whether it's a bungee jump outfit or a dive school, don't bank on being able to rely on the company's own insurance.

If you are asked to sign a document before undertaking an activity, this is more likely to be a disclaimer which relinquishes the firm from responsibility rather than insurance to protect you.

Shopping around for travel adventure insurance cover

While it is always good practice to shop around for all kinds of travel insurance - including sports adventure and extreme sports travel insurance - your priority should be making sure you are fully covered for all adventure activities rather than just snapping up the cheapest quote.

JBM Multi Sport Protective Gear Knee Pads and Elbow Pads with Wrist Guards for Cycling, Skateboard, Scooter, Bmx, Bike and Other Extreme Sports Activities (Blue and Dark, Adult)
Toy (JBM International)
  • MULTI SPORT PURPOSE, the knee elbow wrist pads are flexible and suitable for multi sports protection such as cycling, bmx, biking, inline skate, skateboarding, scootering...
  • Adjustable straps: Knee 40-50cm, Elbow 30-38cm. Wrist 20-30 cm the adjustable straps are flexible to different body shape, if you choose the teen or children and...
  • FASHION OUTLOOK, wearing pads gave people an traditional impression to publics, but you can have a morden outfit with our fashion design of cap and pads
  • IMPACT RESISTANCE, the protective gear consist of durable and tough PP, PE materials with breathable polyester sleeve to wear, it could protect the user during the...
  • Package included: Knee Pads, Eblow Pads and Wrist Guards
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XFIT Wireless Bluetooth Activity/Fitness Tracker Watch with 5 on screen Display modes for iPhone 6, 6 Plus, 5S, 5C, 5, 4S, Samsung Galaxy S5, S4, S3; iPad Mini 3,2, 1, Air 2, Air 1, iPad 3, iPad 4, iPod Touch Gen 5; Samsung Galaxy Note 2, Galaxy Tab 4 10.1" (w/ Android 4.4.2) (Turquoise)
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  • Digital screen displays live progress; Set you daily goals and track your progress; One button: 5 on-screen display modes; Keep track of steps, calories, distance...
  • App is required to set up and record tracking history; Wirelessly sync data to app via Bluetooth and Ideal for active individuals with a keen eye on their day-to-day...
  • Measures your sleep quality to help you sleep better; Captures the total amount of calories burned in 24 hours and Your steps taken and distance traveled
  • [Compatibility: IOS: 7 or above, IPOD / TOUCH (5TH GEN) / IPAD3 / IPAD AIR / IPAD AIR2/IPAD MINI / IPAD MINI2 / IPAD MINI3, IPHONE 4S, 5, 5s, 5C / IPHONE6 / IPHONE6...
  • Backed with a Rebelite 30 Day 100% satisfaction guarantee. No Hassle Returns & Refunds
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JBM® Sports Protective Gear safety pad Safeguard (Knee Elbow Wrist) Support Pad Set equipment for Adult roller bicycle BMX bike skateboard extreme sports bogu protector Guards Pads
Sports (JBM international)
  • Suitable for ADULT / Wrist guard, knee pads and elbow pads included
  • Made of durable, soft EVA padded material with tough plastic plates
  • The most popular protection for skating and other activities
  • Multiple adjustable elastic straps and Velcro closures for secure fit for various knee girths
  • Appropriate for inline skating and riding bikes and scooters and other extreme sports
Black Silicone Wedding Rings for Men and Women - Set of 5 Assorted Sizes 8 9 10 11 & 12 Included for a Perfect Fit - Slim Design - Sports, Outdoors, Extreme Activities - High Quality Unisex Gift Pack
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  • Built using high quality, soft silicone, with a smooth design and a comfortable fit, Addare ELIMINATES THE FEAR of INJURIES, of SCRATCHING or DAMAGING your wedding...
  • Unlike other elastic rubber bands, Addare sends you 5 assorted sizes - 8, 9, 10, 11 & 12 - making it EASIER FOR YOU to find the perfect fit for your finger...
  • Imagine the joy you will feel when you ll offer him or her A GIFT THEY WILL TRULY LOVE, all thanks to the custom high-end box and the full set of 4 unisex extra...
  • Discover how the MEDICAL GRADE silicone keeps you safe while you work - its hypoallergenic, flexible, non-conductive, non-toxic & waterproof properties make...
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JBM® Children Cycling Roller Skating Knee Elbow Wrist Protective Pads--Black / Adjustable Size, Suitable for Skateboard, Biking, Mini Bike Riding and Other Extreme Sports
Sports (JBM international)
  • Suitable for children
  • Wrist guard, knee pads and elbow pads included
  • Material : Plastic, Nylon, Sponge
  • The most popular protection for skating and other activities
  • Great for ice and roller skating
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